Farm Finance Lead Posted Jun 17
Mad Agriculture , Boulder, CO
Why Work with Mad Agriculture?

At Mad Ag we put radical ideals to work. Your consciousness will expand, and never be the same. We see no division between the work of the heart, soul and mind. We crack it all open, with the belief that the power to affect change lies in the interplay between these realms. We troll the depths of human nature and don’t shy away from hard topics.

We like solving problems by blending the dimensions of agriculture, social psychology, aspirational politics, philosophy, science, carbon cycling, ecology, sacred economics, movement building, markets, poetry, innovation and more. Then, we focus on putting our thoughts and dreams into action.

Mad Ag is a container for growth and discovery; a community to express your passion, find belonging and meaning; a platform to build your portfolio, and mature hard and soft skills; time and space to find your path; and, an opportunity to expand your community of practice and change. We are excited to help you move boldly in your career and fulfill your dreams of work and play.

The Role:

Mad Ag recently launched The Perennial Fund, an alternative bank for farmers. We replace operating loans with the low-cost, flexible capital they need to transition to regenerative. We offer a 10-year note to finance farmers successfully by equipping them with the operating capital to thrive during the 3-year organic transition trough. Our hope is that supportive capital helps invigorate the imagination, liberating farmers from the industrial shackles of debt obligations (i.e. bank requirements for GMO seeds, synthetic inputs, etc.) and enables the transition to regenerative organic agriculture.

With this capital in place, we then leverage our full system of change to co-create an organic transition plan with farmers at no added cost. We create market offtake and base the payback structure on a farmer’s ability to succeed while paying a share of revenue back to the Perennial Fund that is tailored to each individual farm. The fund is structured to ensure that the success of Mad Agriculture, partners, and the farmers are one in the same. The health of the soil and all people is one and indivisible.

Mad Agriculture’s Farm Finance Lead is an exciting opportunity to be a part of this revolution in agriculture financing. You will be able to standardize our lending practices and principles, working with individual farms to optimize their finances and subsequently the health of our first pilot fund. Your ability to intimately understand the risk profiles of each farm and protect potential downside scenarios will be paramount. You will help farmers build out their balance sheets, income statement, and cash flow, in order to effectively track their revenues and compare them to standard metrics and indices. You know what a Schedule F is and you will build out the systems needed to protect our farmer’s data and confidential information.

This is the perfect role for an individual at the intersection of farm finance rooted in practical agronomy and crop markets, combining your agricultural and business knowledge to find workable solutions to any financial problems our farmers encounter. A lender that always strives to be a partner to farmers, not an adversary, actively calling on your rolodex of prospective borrowers and existing customers in order to work towards a common regenerative goal.

You Will:

Assess, monitor, and report on the financial health of portfolio farms in the Perennial Fund over the lifetime of the fund.
Build financial due diligence, monitoring, and verification systems from the ground up - not bound by bureaucratic, rigid systems
Assess the financial health and viability of a farmer’s operation
Communicate with farmers, learn by listening and giving space for them to share
Monitor and update our risk management policy
Conduct extensive farmer due diligence during loan underwriting process
Work with farmers to determine appropriate loan amount and credit options for each farm
Approve within delegated authority loan structures pricing and conditions on loan transactions
Make credit and lending decisions
Evaluate the risk in loan transactions and assign a probability of default
Prepare credit analysis on assigned portfolio directly or through the use of a credit analyst
Standardize the loan collection process
Manage existing loan portfolios for the current pilot and future funds
Participate in community and industry events
Support the Mad Agriculture farm planning team, and work with external crop marketers and agronomists to optimize the transition to organic

About You:

You are deeply committed to regenerative agriculture and the future of our farming systems
You are familiar with Midwestern broad acre organic grain farm operations
You enjoy getting in on the ground floor of a growing organization
You have a minimum of five years of relevant experience with farm financing and lending.
You have strong verbal, written and interpersonal communication skills that make you a pro at building trust and developing relationships
You’re a self-starter able to function independently and adapt to changing priorities in a start-up, fast-paced environment
You are a team player and are excited to integrate with the Mad Ag staff, market experts and partner organizations
You like getting on the farm and talking shop
Your curiosity drives lifelong learning
You’re excited to change the world of farm finance

About Mad Agriculture:

Mad Agriculture was founded in 2018 with a mission to reimagine and restore our relationship with Earth through agriculture so that land, sea and people can thrive together for generations. Our programs span the Mountain West, Great Plains and Midwest. We help stewards of the land bring their farm visions to life.

Mad Agriculture is working from head to heart, poetry to science, financing to markets, and soil to shelf to catalyze a regenerative revolution in agriculture that is beautiful, just and inevitable. We work in the radical center, helping farmers thrive economically and ecologically. For more information please visit

To Apply:

Please submit your resume and a cover letter. Candidates are encouraged to apply as soon as possible, making sure to include a resume and cover letter that describes why you’re right for this role, what inspires you about our mission, your qualifications, an interesting fact about yourself, salary requirements, and how you learned of the position.

Looking for an immediate hire, application is rolling with a July 31st deadline.

This is a full-time position that reports to the Director of Radical Capital, Brandon Welch. Competitive salary. Fantastic workspace. Unlimited PTO. Located in Boulder, CO.

Mad Agriculture provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, creed, religion, sex, national origin, ancestry, active military or veteran status, age, physical or mental disability, medical condition, pregnancy (which includes pregnancy, childbirth, medical conditions related to pregnancy and childbirth, and breastfeeding and expressing breast milk), sexual orientation, gender, gender identity, gender expression, genetic information, or any other characteristic protected by law.